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shobita@heaps.co.nz

By shobita@heaps.co.nz

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Fun Budgeting

How many of you have seen countless tips on how to budget? I don’t know about everyone else, but every time I think about budgeting or tracking expenses, I get bored. Why does budgeting have to be so tedious and time-consuming?

Maybe if we make budgeting a little more fun, as hard as it may be, people will actually start to save money instead of just talking about it. Honestly, how many times have you said to yourself that you would start saving more money tomorrow, next week, in the following month? And how many times have you sat yourself down and planned a budget and started to track your expenses only to find yourself abandoning it three weeks later?

Listen to Others

For me, I particularly like listening to other people’s financial stories as it helps me with my budget. And when I listen to others, it motivates me to get my act into gear. Setting a goal especially helps me save money because then I actually have a good incentive to keep on top of my money.

A lot of people tend to follow in others footsteps. Which is why it is indeed a good idea listening to how others budget. Similar to how people talk about how awesome their new expensive shiny car is, and you have the strongest urge to go out there and buy an even bigger and more expensive car. Why can’t budgeting be like that? You should go out there and show off how much you are saving just by knowing where your money is going.

So we at heaps! decided that we would talk to some people about how they feel about budgeting and tracking their expenses. We hope you enjoy the video and that you are more motivated to be aware of where your money is going and to really understand your finances. Maybe it will provide a little boost to budget, and help you save. After all, that is what we are here for.

Personal Finance in Social Media

Yes it may sound odd, but it’s only for a good cause. Think of it as a Facebook, Twitter or Youtube for budgeting. It should be a very social thing. With everything pushed very quickly because of the internet, and communication being more convenient than ever, budgeting and tracking expenses should be pushed out there just like all the social media channels.

I really don’t think promoting budgeting out into the social world is very strange. Just think of it, if saving money was so much talked about, then you would start being motivated to do the same. So instead of wanting to beat your neighbours in how brand new your new phone is, how about showing off how stable your checking account is. And how your savings account is only growing.

The more mature generations should breed a new generation of youngsters who want to save. Considering the amount of debt we are all in, and debt being continuously spread (not just for individuals but for entire nations), let’s educate our children (more importantly, ourselves) so we can lead lives that are just a bit more stress free.

Small Start, Big Dreams, Bigger Savings

The video that we have is a small start no doubt, but it is a start nonetheless. When you watch this video, don’t think of it as another site pushing budget tips into everyone, but more of a video to help you get inspired to budget. Now that I’m about to stop rambling, go out there and strike up a conversation with your neighbour, friend, relative, bus buddy, and spread the joy of saving a few dollars. What have you got to lose?

Dare I ask, but how often do you share your financial life with anyone? Let me know if you think we’ve gone crazy. I mean how often do you come across anyone who wants budgeting to be the “in” thing?

Happy Budgeting!
-the heaps! team


Arthur

By Arthur

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Lights, camera, action!

Just last weekend we met up with three of our heaps! users who wanted to share their heaps! experience with us, they enlightened us with their stories and their tips on budgeting and saving – stay tuned for their video.

This meeting came as a result of how here at the heaps! HQ, we love getting out there and meeting our users face to face, chatting about real financial issues and seeking answers to these problems. We have started a series of video which collects your opinions and stories of your heaps! experience so far and we would like to see more and hear about how you’re using heaps! to get more out of life!

But how does this work?

The process is simple…

We work around your timeWe work around you
We understand the time constraints of daily life so we work around you. You decide where and when, and we will work around your hours and cater to your needs.

Friendly shooting environmentFriendly shooting environment
There is no pressure to perform, we just want to have a chat and let you share your story. We operate a very small video production crew with no compromise to quality, and most importantly our crew are really friendly and will guide you through the production process.

Push online
Off to the cutting room. Our editors will cut up a video which shares your story. Once complete, we will review it with you so you can make changes you are not happy with. Once you are happy and have signed off, we will share your story to other heaps! users to inspire them to get more out of life.

Check below to see other users who have shared their story…

Fraser Kennedy

If you are interested to share your story, please contact us on yourstory@heaps.co.nz with the subject line “Your Story”

We look forward to hearing from you!


christina@heaps.co.nz

By Christina

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Meet Kyle Bluck, a student at Massey University who uses Heaps! to manage his budget. He’s saving up for a trip overseas, and he talks to us about how Heaps! helps him keep on track.


Tim Norton

By Tim Norton

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We chatted to Fraser Kennedy about spending smarter, budgeting,  building up regular savings and staying on track to buying a house for the family using heaps!


Tim Norton

By Tim Norton

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Out and about downtown Wellington we caught up with Scott Miller an Energy Regulatory Analyst who uses heaps! personal budget to help him go climbing the southern alps more often, journey to his dream climb in Ecuador sooner and save for a deposit on a house in 3 years. Here’s Life on heaps! with Scott Miller.

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