Fun Budgeting
How many of you have seen countless tips on how to budget? I don’t know about everyone else, but every time I think about budgeting or tracking expenses, I get bored. Why does budgeting have to be so tedious and time-consuming?
Maybe if we make budgeting a little more fun, as hard as it may be, people will actually start to save money instead of just talking about it. Honestly, how many times have you said to yourself that you would start saving more money tomorrow, next week, in the following month? And how many times have you sat yourself down and planned a budget and started to track your expenses only to find yourself abandoning it three weeks later?
Listen to Others
For me, I particularly like listening to other people’s financial stories as it helps me with my budget. And when I listen to others, it motivates me to get my act into gear. Setting a goal especially helps me save money because then I actually have a good incentive to keep on top of my money.
A lot of people tend to follow in others footsteps. Which is why it is indeed a good idea listening to how others budget. Similar to how people talk about how awesome their new expensive shiny car is, and you have the strongest urge to go out there and buy an even bigger and more expensive car. Why can’t budgeting be like that? You should go out there and show off how much you are saving just by knowing where your money is going.
So we at heaps! decided that we would talk to some people about how they feel about budgeting and tracking their expenses. We hope you enjoy the video and that you are more motivated to be aware of where your money is going and to really understand your finances. Maybe it will provide a little boost to budget, and help you save. After all, that is what we are here for.
Personal Finance in Social Media
Yes it may sound odd, but it’s only for a good cause. Think of it as a Facebook, Twitter or Youtube for budgeting. It should be a very social thing. With everything pushed very quickly because of the internet, and communication being more convenient than ever, budgeting and tracking expenses should be pushed out there just like all the social media channels.
I really don’t think promoting budgeting out into the social world is very strange. Just think of it, if saving money was so much talked about, then you would start being motivated to do the same. So instead of wanting to beat your neighbours in how brand new your new phone is, how about showing off how stable your checking account is. And how your savings account is only growing.
The more mature generations should breed a new generation of youngsters who want to save. Considering the amount of debt we are all in, and debt being continuously spread (not just for individuals but for entire nations), let’s educate our children (more importantly, ourselves) so we can lead lives that are just a bit more stress free.
Small Start, Big Dreams, Bigger Savings
The video that we have is a small start no doubt, but it is a start nonetheless. When you watch this video, don’t think of it as another site pushing budget tips into everyone, but more of a video to help you get inspired to budget. Now that I’m about to stop rambling, go out there and strike up a conversation with your neighbour, friend, relative, bus buddy, and spread the joy of saving a few dollars. What have you got to lose?
Dare I ask, but how often do you share your financial life with anyone? Let me know if you think we’ve gone crazy. I mean how often do you come across anyone who wants budgeting to be the “in” thing?
Happy Budgeting!
-the heaps! team









By shobita@heaps.co.nz
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